From now until April 2021, you can request all 3 major credit reports as often as once every week. That works out to 150+ reports in the next year. See
During these times of COVID-19, accessing your credit is important. That’s why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021.
This higher frequency may also come in handy for anyone who has requested some relief on their mortgages, auto loans, student loans, credit cards, and so on. If you agree to a forbearance or some other OVID-related relief agreement with your lender, you will want to make sure that your credit reports are still marked as current and that your credit will not be adversely affected as part of that agreement.
Free full reports are great. However, instead of pulling manual reports, I will probably just stick to my existing credit monitoring system:
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