The TD Double Up card is a new cashback rewards credit card from TD Bank which earns up to 2% flat cash back on all eligible purchases without worrying about the merchant or category.

  • 1% cash back on purchases + 1% cash back when you redeem into an eligible TD Bank Deposit Account.
  • New customer bonus: $75 cash back via statement credit after $500 in purchases within the first 90 days.
  • 0% introductory APR on balance transfers for first 15 billing cycles.
  • No annual fee.

At first, I though this was not-so-subtle copycat of the Citi Double Cash card, which offers 1% on purchases + 1% when you pay Citi back for those purchases (which you should each month to avoid carrying a balance). Citi does not required any other accounts with them. Here, the restriction to earn that extra 1% back is that you must be an active holder of a TB Bank checking or savings account. TD Bank only offers accounts to customers in select states:

Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

Bottom line. If you are a TD Bank customer, the TD Double Up card is another welcome option for a simple flat 2% cash back credit card with no annual fee. Everyone should have a 2% cash back card in their purse/wallets, even if they have other cards with higher cashback in specific categories. If you don’t bank with TD Bank or have a Fidelity account, check out the Citi Double Cash card.

“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”

TD Double Up Card: 2% Cash Back on All Purchases (TD Bank Deposit Account Required) from My Money Blog.


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