Top 10 Best Credit Card Bonus Offers – April 2021 (Updated)
Updated April 2021.That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We do this multiple times a year for thousands of dollars in extra income. These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
80,000 Ultimate Rewards points (highest ever, worth $1,000 minimum towards travel and more) after $4,000 in purchases within the first 3 months. Up to 25% boost in Ultimate Rewards redemptions. See link for details.
+ Up to $50 in statement credits towards grocery store purchases. Just spend $50 at any grocery store in your first year after opening, and get $50 in statement credits.
Pay Yourself Back: 80k points = $1,000 back on dining, groceries, and home improvement through 9/30/21.
2X points on Travel and Dining at restaurants worldwide.
$95 annual fee.
Subject to 5/24 rule.
Alternative: Chase Sapphire Reserve Card. 60k bonus worth $900 towards UR travel. Up to 50% boost on Ultimate Rewards redemptions, 3X on Travel and Dining, Priority Pass airport lounge access, $550 annual fee, $300 annual travel credit.
125,000 IHG Rewards club points + 1 Free Award Night after $3,000 in purchases within the first 3 months. Award night up to 40k points value. See link for details.
Free Night after each account anniversary year (valued up to 40,000 IHG points).
4th Award Night Free (Book 3 nights in a row with points, 4th is free)
75,000 Membership Rewards points after $5,000 in purchases in first 6 months. See link for details.
10X Membership Rewards points per dollar spent at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s up to another 150,000 points!
$200 in Uber/Uber Eats credits annually.
5X Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
Best airport lounge access program including Delta SkyClub and exclusive Centurion lounges.
50,000 bonus points ($750 value towards airfare) after $4,500 in purchases within 90 days. See link for details.
$325 in annual statement credits towards travel and takeout, food delivery and dining purchases per Cardmember year (based on account opening date)
Up to $100 statement credit for Global Entry or TSA PreCheck.
Priority Pass Select membership for airport lounge access.
$400 annual fee. (Bigger bonus, big annual fee.)
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”