Top 10 Best Credit Card Bonus Offers – July 2021 (Updated)
Updated July 2021.That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. We do this multiple times a year for thousands of dollars in extra income. These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
Added Platinum 100k, Delta 70k+$200, Sapphire 100k, IHG 150k, SWA 65k, US Bank $500, United Quest 100k, Venture 100k/$1,000, Hilton 130k no annual fee.
100,000 Membership Rewards points after $6,000 in purchases in the first 6 months. Plus 10X points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months. See link for details.
$200 Hotel Credits, $240 Streaming Credits, $200 Airline Fee Credits, $200 Uber Cash, $179 CLEAR Credit, $300 Equinox credit, $100 Shop Saks credit and more annually!
$100 Global Entry or $85 TSA PreCheck fee credit.
Premium airport lounge access through the American Express Global Lounge Collection®.
100,000 Ultimate Rewards points (highest ever, worth $1,250 minimum towards travel and more) after $4,000 in purchases within the first 3 months. Up to 25% boost in Ultimate Rewards redemptions. See link for details.
Pay Yourself Back: 100k points = $1,250 back on dining, groceries, and home improvement through 9/30/21.
2X points on Travel and Dining at restaurants worldwide.
$95 annual fee.
Subject to 5/24 rule.
Alternative: Chase Sapphire Reserve Card. 60k bonus worth $900 towards UR travel. Up to 50% boost on Ultimate Rewards redemptions, 3X on Travel and Dining, Priority Pass airport lounge access, $550 annual fee, $300 annual travel credit.
70,000 bonus miles after $2,000 in purchases in the first 3 months. Plus a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
70,000 Skymiles are worth at least $700 in Delta airfare with “Pay with Miles” option.
New feature – $100 Delta flight credit after $10,000 in purchases on your card in a calendar year.
First checked bag free on Delta flights ($60 value per roundtrip, per person). Main Cabin 1 Priority Boarding.
Up to 100,000 United miles. 80,000 bonus miles after $5,000 on purchases in the first 3 months, + an additional 20,000 bonus miles after you spend $10,000 in the first 6 months. See link for details.
Free first AND second checked bag for both you and a companion (a savings of up to $320 per roundtrip).
$125 credit on United purchases and two 5k-mile anniversary award flight credits, each year. Terms apply.
Up to 130,000 Hilton Honors points. 80k points after $1,000 in purchases in first 3 months, plus another 50k points after $5,000 in purchases in the first 6 months. See link for details.
Free Honors Silver status (5th standard reward night free, 2 bottles of water in your room).
65,000 Rapid Rewards points. Earn 65,000 points after $2,000 in purchases in first 3 months.
Southwest still gives everyone two free checked bags.
More than halfway to Companion Pass. If you can sign up for this one and also the small business version, you can qualify for a Companion Pass in 2021/2022.
70,000 Hawaiian miles after $2,000 in purchases within 90 days. See link for details.
Free first checked bag for primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines.
Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
$99 annual fee.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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