Bask Bank Interest Checking 0 Bonus + 3% APY Rate Boost (New Customers)

Bask Bank has a new promotion for their Interest Checking account:

  • Open a new Bask Interest Checking Account between November 1, 2025, and January 31, 2026. Offer is available to new Bask Interest Checking customers who do not have an existing Interest Checking Account as of October 31, 2025.
  • Maintain an average monthly balance of at least $1,500 in your Bask Interest Checking Account and complete five or more monthly purchases, totaling a minimum of $50, using your Bask debit card.
  • 3.00% APY Rate Boost: Earn a 3.00% APY Boost from November 1, 2025, through January 31, 2026,
    when qualifying activities are met. This is on top of the “base” Checking rate, which can vary but is currently 1% APY.
  • $300 Cash Bonus ($100 x 3): Earn up to a $300 Cash Bonus from November 1, 2025, through April 30, 2026, when qualifying activities are met. Qualifying participants will receive a $100 Cash Bonus paid to their Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of three Cash Bonus payments during the Cash Bonus Period.

Interest Checking has no monthly fees and no minimum balance. You could also pair with the Bask Bank Interest Savings account, currently paying a competitive 4.05% APY. This is not a fintech; Texas Capital Bank is the underlying bank, previously also behind the old BankDirect brand.

I already have this account as well from a previous $200 bonus. I should probably close it as I don’t use it.

This is a solid bonus that doesn’t require a direct deposit, just a few debit card purchases. I already have an open Mileage Savings Account with $20 or so in it so that I can earn a few American Airlines miles each month as “interest” and keep my AA miles active. (The payout isn’t as great as it once was, so I don’t keep anything sizable in there anymore, but maybe they’ll hike it back up someday.)

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