Elements Financial Credit Union has a new promo rate of 3.25% APY on their
This is an interesting combination because this is a liquid savings account where you can still add or take money out whenever you want, but still enjoy a floor rate of 3.25% APY for a year (usually liquid savings account can also decrease their rate with zero notice). Essentially acts as a 12-month No Penalty CD at 3.25% APY with partial withdrawals and add-on deposits allowed.
There is also a promo rate of 4% APY on their
I’m usually not a fan of these “reward checking” accounts, but if you’re already going to open another account there, this might is worth considering. Their definition of qualifying transactions is also less strict than others. The following are qualifying transactions: Debit card purchases, checks, bill payments, ATM withdrawals and ACH withdrawals.
Per
Open an Elements checking or savings account or apply for a loan or credit card. During the application process, we will open you an Elements savings account (that’s the part that makes your membership official). We’ll even put $5 in to get you started — no need to transfer funds from an existing account!
I’m still waiting to see if some juicy credit union CDs pop up, but this is a top rate right now for liquid savings.
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