
Update 3/15/24: Offer is back with different terms (shorter 15-day window). I just noticed the offer changed after my $20 cash bonus showed up quietly in my account after the 30 day mark. So if you already signed up, go back and check to see if you have more points or “Anywhere Cash” to apply on your next purchase. I got the 5% back on my Amazon gift cards immediately (able to used instantly on the next purchase), and I’m still waiting on the additional 5% bonus after my window ends. I ended up buying $2,000 of Amazon gift cards (10% off = $200 savings), which also helped me reach the spending hurdle on a credit card bonus.
Here’s the new offer:
- and be sure to enter a referral code 588494 on the first screen when joining. They don’t say anything about $20 for the first $100 purchase anymore so it’s probably gone, but I’d still try to make my first purchase $100+, just in case.
- Get double points for the first 15 days. You can buy up to $500 in Amazon gift cards per day and $2,000 per month, for a total of $200 back on a $2,000 purchase. The standard is 5% back, for a total of 10% back (you might get more on select stores that go on sale). Be sure to finish up your purchases within the 15-day window.

Pepper is an iOS and Android app that sells discounted, new gift cards in exact amounts that are delivered instantly on your phone. This lets you to wait until the moment before purchase when you already have the final purchase price (in-person or online), and then go buy a discounted gift card via the app down to the penny. The main problem with gift cards is when you don’t use up the entire balance. This helps to avoid the waste.
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