Top 10 Best Credit Card Bonus Offers – November 2022 (Updated)
Updated and checked November 2022. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. This adds up to thousands of dollars in extra income (over $5,000 in 2021). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
140,000 bonus points + Free Night Award (40k) after $3,000 in purchases within the first 3 months. Free Award Night valued at up to 40k points (or pay the difference above 40k). Limited-time offer. See link for details.
Additional Free Night after each account anniversary year (valued up to 40,000 IHG points).
Global Entry or TSA PreCheck® fee credit up to $100 every 4 years.
100,000 Membership Rewards points after $6,000 in purchases in the first 6 months. Plus 10X points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months. See link for details.
$200 Hotel Credits, $240 Streaming Credits, $200 Airline Fee Credits, $200 Uber Cash, $189 CLEAR Credit, $300 Equinox credit, $100 Shop Saks credit and more annually!
$100 Global Entry or $85 TSA PreCheck fee credit.
Premium airport lounge access through the American Express Global Lounge Collection®.
50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
$100 annual Airline Incidental Statement Credit.
Up to $100 credit towards TSA PreCheck or Global Entry application fee.
$95 annual fee.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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