Top 10 Best Credit Card Bonus Offers – November 2023 (Updated)
Updated and checked November 2023. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. This adds up to thousands of dollars in extra income (over $3,000 so far in 2023). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
Up to 100,000 points – 75,000 points after $4,000 on purchases in the first 3 months, plus 25,000 points after $20,000 on purchases in the first 12 months. 100,000 points is worth $1,250 in travel value on ANY airline with Pay Yourself Back®. See link for details.
Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
Aeroplan 25K Elite Status benefits for the remainder of the first calendar year, plus the following calendar year.
75,000 Rapid Rewards points. Earn 75,000 points after $3,000 in purchases in first 3 months.
Southwest still gives everyone two free checked bags.
Great timing for Companion Pass. If you can sign up for this one and perhaps also the small business version, and time the points to post in early 2024, you can qualify for a Companion Pass for 2024/2025.
140,000 IHG Rewards club points after $3,000 in purchases within the first 3 months. Plus, earn up to $100 in IHG® statement credits on purchases at IHG® Hotels and Resorts during the first 12 months. See link for details.
Free Night after each account anniversary year (valued up to 40,000 IHG points).
Up to 75,000 American Airlines miles. 60,000 miles after any purchase and paying the annual fee in full, both within the first 90 days. Add an authorized user, make a purchase on the authorized user card within the first 90 days and earn an additional 15,000 miles. See link for details.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
50,000 bonus TrueBlue points – 50,000 bonus points after $1,000 on purchases and paying the $99 annual fee in full, both within the first 90 days. See link for details.
First checked bag free for the primary cardmember and up to 3 companions when tickets are purchased with your JetBlue Plus Card.
$99 annual fee.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”