Top 10 Best Small Business Credit Card Bonus Offers – September 2023
Updated September 2023. Do you have small business income or work as an independent contractor? Freelance, Uber/Lyft, Amazon, eBay, Etsy, Airbnb? A small business credit card separates your personal and business expenses and can build up your business credit profile. If you are not a corporation or LLC, you can apply as a sole proprietorship, with your name as the business name and your Social Security number as the Tax ID number. These are the top 10 credit card offers that I would personally apply for right now (or have already). Recent changes:
100,000 Ultimate Rewards points (worth $1,000 straight cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®) after $8,000 in purchases in the first 3 months. See link for details.
3X points on the first $150,000 spent on travel, shipping purchases, internet/cable/phone services, and advertising purchases with social media sites and search engines.
Primary rental car coverage when renting for business purposes.
Limited Time Offer: Earn 100,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Plus, earn an additional 10,000 Bonus Miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/2023.
Up to 110,000 total Delta Skymiles. 100,000 bonus miles after $12,000 in purchases in your first 6 months. Plus additional 10,000 bonus miles after you make an eligible Delta purchase with your new Card within your first 6 months. Offer Ends 10/25/2023. See link for details.
110,000 Skymiles are worth at least $1,100 in Delta airfare with “Pay with Miles” option.
First checked bag free on Delta flights ($60 value per roundtrip, per person).
120,000 Membership Rewards points after $15,000 on eligible purchases in the first 3 months.
HUGE list of additional perks including $400 Dell, $360 Indeed, $150 Adobe, $120 wireless phone annual credits, $200 annual airline fee credit, $189 CLEAR credit, $100 TSA/Global Entry credit, Centurion airport lounge access, and more. See link for details.
$500 statement credit after $5,000 in purchases in the first 90 days. See link for details.
3% cash back on your choice of six categories. 2% cash back on dining and unlimited 1% cash back on all other purchases. The 3% and 2% cash back applies to the first $50,000 in combined category/dining purchases each calendar year, 1% thereafter.
130,000 Hilton Honors points after $3,000 in purchases in the first 3 months. See link for details.
Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year. Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
50,000 Alaska miles + $100 Statement Credit + Companion Fare Voucher after $3,000 in purchase within 90 days. See link for details.
Companion fare voucher is “Buy one ticket, get one for $122” ($99 fare plus taxes and fees from just $23).
Free checked bag on Alaska flights for you and up to six other passengers on the same reservation (worth $60 roundtrip per person).
$70 annual fee for company, plus $25 per card.
* Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
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