Wings Financial Credit Union: $200 Checking + $200 Certificate + $50 Refer-a-Friend Bonus

Wings Financial Credit Union: 0 Checking + 0 Certificate + Refer-a-Friend Bonus

Wings Financial Credit Union has multiple new member promotions and products that may add up to make joining worthwhile. There is even an option without a direct deposit requirement. Please note that each has its own separate set of requirements. Here are their official membership requirements, but anyone can join Wings Financial via partner organization (Wings Financial Foundation). I just applied, and they paid the $5 membership fee for that partner organization on my behalf. I did experience a hard credit check, which is (unfortunately) is common amongst credit unions.

$200 Checking Bonus

Join Wings and open a new checking account (High-yield or First Class) by 12/31/2022 using promo code YEARENDBONUS.
Within 60 days, establish a recurring direct deposit of $600 or more to your new checking account; OR maintain an average daily balance of at least $2,000 in your account.
Enroll in eDocuments. You must do this manually, and they will send you an e-mail confirmation afterward.
Make five debit transactions of $25 or more each on your Wings Visa Debit Card.

$100/$200 Certificate Bonus

Complete all checking requirements and open a Wings certificate account with a term of at least 12 months by December 31, 2022.
$100 Bonus: Deposit $10,000–24,999.99 into a certificate account with a term of 12+ months.
$200 Bonus: Deposit $25,000+ into a certificate account with a term of 12+ months.
Currently, they are offering competitive rates on their 14-month certificate at 4.06% APY and a 18-month certificate at 4.58% APY, which would stack well with this bonus.

$50 Refer-a-Friend Checking bonus

Register your information at member’s referral link (that’s mine). I have already registered on my end. This form is completely independent of the $200 bonus above and does not require a promo code, so I believe they should be stackable.
Become a Wings Financial member and open a Share Savings Account (minimum balance of $5.00 required)
Open a new checking account (High-yield or First Class)
Enroll in eDocuments. You must do this manually, and they will send you an e-mail confirmation afterward.
Complete one (1) direct deposit* of $300 or more into new checking account OR complete five (5) debit card transactions of $5+ each
Both referring and referred parties will receive a $50 Visa Reward card upon completion.

“Rewards” checking account. Both checking options have no minimum balance requirement and no monthly fee. The High-Yield Checking is a “rewards” checking account that currently pays 3.04% APY on balances up to $25,000 if you (1) are enrolled in eDocuments, (2) have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month, and (3) have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.

Credit card with 0% balance transfers. Their credit card line-up also offers the possibility of 0% introductory APR on purchases and balance transfers for 12 months, subject to credit approval. Plus, no balance transfer fees.

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Wings Financial Credit Union: $200 Checking + $200 Certificate + $50 Refer-a-Friend Bonus from My Money Blog.