Updated new member bonuses. Wings Financial Credit Union continues to expand aggressively with a $300 checking bonus plus a doubled $100 refer-a-friend bonus for new members (along with some other promotions). Please note that each bonus has its own separate set of requirements.

Here are their official membership requirements, but anyone can join Wings Financial via partner organization (Wings Financial Foundation). When I joined, they even paid the $5 membership fee for that partner organization on my behalf. I did experience a hard credit check, which is (unfortunately) common amongst credit unions.

$300 Checking Bonus

• Join Wings and open a new checking account by 12/31/25.
• One offer per person; valid for U.S. residents only. Must be 18 years or older.
• Must use promo code WINGS25 at account opening.
• Within 60 days of account opening, have recurring Qualified Direct Deposit(s) totaling at least $3,000 to earn the $300 bonus.
• Complete at least 5 net PIN or signature-based debit card or credit card transactions over $25 each on your Wings Visa Debit Card.
• Enroll in Wings digital banking.
• Enroll in eDocuments. You must do this manually after logging into your account online, and they will send you an e-mail confirmation afterward. Enrollment in eDocuments must also be active on the Bonus Payout Date.

$100 Refer-a-Friend Checking bonus

• Register your information at member’s referral link (that’s mine). I have already registered on my end, and successfully referred members in the past. This form is independent of the $300 bonus above and does not require a promo code, and was stackable for me. I recommend you register your information at this link first, and then open the accounts with the proper promo code from above added.
• Become a Wings Financial member and open a Share Savings Account (minimum balance of $5.00 required)
• Open a new Wings Checking account (First Class or High-Yield).
• Enroll in eDocuments. You must do this manually, and they will send you an e-mail confirmation afterward.
• Complete one (1) direct deposit of $1,000 or more into new checking account OR complete five (5) debit card purchase transactions of $25+ each. (ATM transactions excluded.)
• Both referring and referred parties will receive a $100 Visa Reward card mailed to them upon completion. Wings has fulfilled this referral bonus as promised for me in the past, stacking with the new checking bonus.

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