(Updated 2021. T-Mobile absorbed Sprint, so no more Sprint MVNOs. Tello is now a T-Mobile MVNO, but is still quite affordable. Ting Mobile has new flexible plans that work well for occasional data users, and you can now choose from either the T-Mobile or Verizon network.)

You can get unlimited talk and unlimited texts for $10 a month or less on every major network. That’s less than my bare landline used to cost. The major networks sell wholesale minutes to lesser-known MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. Below are the best options by network below (Verizon, AT&T, T-Mobile) along with an alternative. I sort by network because that usually makes it easier to Bring Your Own Device (BYOD), though every MVNO will have a form where you can check compatibility via identification number (IMEI or MEID). Here are the cheapest plans with unlimited talk & text and 5G/LTE high-speed data.

Disclosure: This post includes affiliate links where available. If you make a purchase through the links below, I may be compensated.

T-Mobile NetworkT-Mobile Network Color: Hot Pink

  • Unlimited Talk & Text. Tello Mobile also has an unlimited talk, text, and no data for $8 a month. You need to choose a custom plan to find this option. Upgrade to 1 GB of data at only $10 per month. New user promo: Get 50% off their first 3 months.
  • Unlimited Talk & Text + Flexible Data. Ting Mobile has an unlimited talk and text for $10 a month plus pay-for-what-you-use data for $5 per GB of high-speed data. This may work best for those that want to always have access to data at a reasonable price, but no data during most months. Ting data can also be shared across multiple lines ($10 per line base). Ting now runs on both the T-Mobile and Verizon networks. For T-Mobile, you should be directed their “X1 SIM card”. New user promo: Bring over your own phone and get a free $25 service credit.
  • Higher price, but not MVNO. Alternatively, you can go directly with T-Mobile Connect and get unlimited talk and text with 2 GB data for $15 a month.

Note: I personally use Mint Mobile, which offers unlimited talk, text, and 4 GB data for $15 a month – see my Mint Mobile review for tips and details based on my experiences.

AT&T NetworkAT&T Network Color: Blue

  • Unlimited Talk & Text. Good2Go Mobile offers unlimited talk and text for $10 a month. Upgrade to 1 GB of data and pay $15 month. Buy the SIM card from Amazon for $5 and get $5 credit included.
  • 3 GB LTE data, more expensive. Alternatively, Red Pocket Mobile offers unlimited talk, text, and 3 GB data for $19 a month. After your LTE data runs out, you still get data included at slower 2G data speeds until your month resets. Be sure to choose the AT&T network (GSMA) when you sign up.

Verizon NetworkVerizon Network Color: Red

  • Unlimited Talk & Text + Flexible Data. Ting Mobile has an unlimited talk and text for $10 a month plus pay-for-what-you-use data for $5 per GB of high-speed data. This may work best for those that want to always have access to data at a reasonable price, but no data during most months. Ting data can also be shared across multiple lines ($10 per line base). Ting now runs on both the T-Mobile and Verizon networks. For Verizon, you should be directed their “V1 SIM card”. New user promo: Bring over your own phone and get a free $25 service credit.
  • I previously listed US Mobile, which also advertises unlimited talk and text for $10 a month, but they actually tack on a mandatory $2 month “access fee” on top of the usual taxes and fees. I don’t know of any other provider that does this, as it is basically a secret way to make the price really $12 a month.
  • 3 GB LTE data, more expensive. Alternatively, Red Pocket Mobile offers unlimited talk, text, and 3 GB data for $19 a month. After your LTE data runs out, you still get data included at slower 2G data speeds until your month resets. Be sure to choose the Verizon network (CDMA) when you sign up.

(Note: Now that Sprint has finally completed its merger with T-Mobile, some T-Mobile MVNOs can now access Sprint towers and some previous Sprint MVNOs are switching to T-Mobile MVNOs.)

Here are the cheapest plans with unlimited talk & text and 5G/LTE high-speed data.

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Lesser-Known Cheap Basic Prepaid Cell Phone Plans on Every Network – Starting Under $10 a Month from My Money Blog.


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