Top 10 Best Credit Card Bonus Offers – January 2020
Updated January 2020. That space in your wallet or purse is more valuable than you think. Credit card companies are fighting it out, offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. These are the top 10 credit card offers that I would personally apply for right now, if I didn’t already have most of them. Notable changes:
Southwest 75k – limited-time offer.
United 65k – limited-time offer.
NavyFed 50k expired.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. You don’t need to be a “I only fly business class” world traveler. I mostly use my rewards points on domestic economy flights, mid-class hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
Up to 75,000 Rapid Rewards points. Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Earn an additional 35,000 points after you spend $5,000 on purchases in the first 6 months your account is open.
Southwest still gives everyone two free checked bags.
More than halfway to Companion Pass. If you can sign up for this one and also the small business version, you can qualify for a Companion Pass in 2020/2021.
Up to 65,000 bonus United miles. 40,000 miles after $2,000 in purchases within 3 months, plus an additional 25,000 miles after $10,000 total in purchases within the first 6 months. Limited-time offer. See link for details.
Free first checked bag for both you and a companion (a savings of up to $120 per roundtrip) when you use your Card to purchase your United ticket.
Expanded award availability. Having this card makes it easier to find that saver award economy ticket.
Up to 50,000 Hyatt points. 25,000 Bonus Points after $3,000 in purchases in the first 3 months. Plus an additional 25,000 Bonus Points after a total of $6,000 in purchases within the first 6 months. See link for details and rough valuation of points.
$95 annual fee, free night award upon card anniversary.
Subject to 5/24 rule.
“The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone. This email may contain links through which we are compensated when you click on or are approved for offers.”