I attempted a bit of a “digital vacation” this long weekend in order to properly feel thankful, but I couldn’t help taking a peek at what was available in the “I was going to spend this money anyway” department. I’ll try to keep this updated with all the low-hanging fruit.
Quick bonus tip: The real trick behind “Buy Now Pay Later” services is that the average total purchase is much bigger because you only have to pay for 25% of it upfront. You may commit to spending $200, but only “spend” $50 on those shoes that day. Even if you pay with a credit card, you have to charge the entire balance upfront. BNPL makes you spend more because of a mind trick. Don’t fall for it! It’s still debt. If you can’t pay for it upfront, you can’t afford it.
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