Updated 2023. You can save hundreds of dollars per year by shopping around and using a lesser-known plan. Every major network sells wholesale minutes and data to MVNOs (Mobile Network Virtual Operators), which they in turn sell at a significant discount to individuals. Most recently, the major networks themselves have either entered the game and/or bought out competitors. You can now get “unlimited” data for just $25 a month on most networks.
The drawbacks are that the customer service may be more lean, and the data speeds may be slower as the MVNO data is usually at a lower prioritization than if you had a direct plan. If you’re at a Taylor Swift concert, the MVNO plan users will be the ones with slow uploads to TikTok. But once I was set up, it was pretty smooth sailing and worth the savings given my needs (I also can’t afford to go to Taylor Swift concerts).
This list includes unlimited talk and text plans that include 5G and 4G LTE data. Many of these advertise “unlimited data”, which actually means they throttle speeds down the 128 kbps (2G) after your LTE allotment runs out. Here are the best options by network below (Verizon, AT&T, T-Mobile). I sort by network because that usually makes it easier to Bring Your Own Device (BYOD), though every MVNO will have a form where you can check compatibility via your phone’s specific identification number (IMEI or MEID).
Disclosure: This post includes affiliate links where available. If you make a purchase through the links below, I may be compensated.
T-Mobile Network – T-Mobile Network Color: Hot Pink
- Unlimited Talk & Text + 5 GB 5G/LTE Data. has an unlimited talk, text, and 5 GB 5G/LTE data plan from $15 per month. Their intro offer is 3 months at $15 per month for all plans. After that, you’ll have to buy 12 months of airtime upfront to get the $15 per month price. After your 5G/LTE data runs out, you still get data included at slower 2G data speeds until your month resets. 15 GB for $20/month ($240/yr), or 40 GB for $30/month.
- Less value, but direct from T-Mobile. has an unlimited talk, text, and 1 GB data plan for $10 a month. 3.5 GB for $15/mo. 6.5 GB for $25/mo.
Note: I personally use Mint Mobile – see my for tips and details based on my experiences.
AT&T Network – AT&T Network Color: Blue
- Unlimited Talk & Text + 1 GB 5G/LTE Data. offers unlimited talk, text, and 1 GB data for $8.33 a month. To find this plan option, you must click on “12 months” on the Plans page. You must prepay $100 + taxes/fees upfront for 12 months of service. After your 5G/LTE data runs out, you still get data included at slower 2G data speeds until your month resets. You can choose the AT&T network (GSMA) when you sign up. You can also upgrade to 15 GB of data for $20/month ($240/yr).
- Unlimited Talk & Text + “Unlimited” Data. offers unlimited talk, text, and “unlimited” data for $25 a month. You must prepay $300 + taxes/fees upfront for 12 months of service. Why the quotes on “unlimited”? After 16GB of data each month, speeds are slowed to max 1.5 Mbps for the month… tricky.
Verizon Network – Verizon Network Color: Red
- Unlimited Talk & Text + 2 GB 5G/LTE Data. runs on the Verizon network and offers unlimited talk, text, and 2 GB data for $15 a month (Intro offer is $5/mo for 3 months). 5 GB for $20 a month (Intro offer is $10/mo for 3 months).
- Unlimited Talk & Text + Unlimited 5G/LTE Data. has an unlimited talk and text plan with unlimited 5G/LTE data that recently dropped their pricing to a flat $25 per month, tax and fees included, no annual prepayment required. Data speed will be lower (5-12 Mbps for LTE) compared to Visible+ plan. No group buy required. Visible is owned by Verizon. Unlimited hotspot included (5 Mbps cap). Ability to add a smartwatch Apple Watch for $5/mo.
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