Top 10 Best Credit Card Bonus Offers – January 2025 (Updated)
Updated January 2025. That space in your wallet or purse is valuable, and you should be the one to get that value. By being smart and picky, you can find offers worth $500+ for a single card, all to encourage you to apply and try it out. This adds up to thousands of dollars in extra income (over $5,000 in 2023). These are the top 10 credit card offers that I would personally apply for right now (or have already). Notable recent changes:
Added Air Canada 70k, United 60k, IHG 80k/140k, BarcAA 70k, Alaska 75k
60,000 Ultimate Rewards points (worth $750 towards travel or transferrable to miles/points) after $4,000 in purchases within the first 3 months. See link for details.
$50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase TravelSM, 3x on dining and 2x on all other travel purchases.
Up to 70,000 bonus points. 60,000 bonus points after $3,000 on purchases in first 3 months. Plus, 10,000 bonus points after annual fee renewal payment posts and is paid in full. 70,000 points are redeemable for $875 against any travel purchased with Pay Yourself Back. See link for details.
Free first checked bags on Air Canada flights: one free checked bag for the primary cardmember and up to eight other travelers on the same itinerary.
Aeroplan 25K Elite Status benefits for the remainder of the first calendar year, plus the following calendar year.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit.
80,000 Membership Rewards(R) points after $8,000 in purchases in the first 6 months.
Up to $200 Hotel Credits, up to $240 Streaming Credits, $200 Airline Fee Credits, $200 Uber Cash, $199 CLEAR Plus credit, $300 Equinox credit, up to $155 Walmart+ credit and more annually! Enrollment is required.
Up to $120 Global Entry or $85 TSA PreCheck fee credit.
Premium airport lounge access through the American Express Global Lounge Collection®.
75,000 miles (worth $750 to offset travel purchases, or transferrable to miles) after $4,000 in purchases within the first 3 months. See link for details.
2 Miles per dollar on all purchases.
Up to a $120 credit for Global Entry or TSA PreCheck(R).
70,000 Hawaiian miles after any purchase (of any amount) within the first 90 days. Try any 6-digit code, like “012345”. The normal offer has a higher spending requirement. See link for details.
Two free checked bags for primary cardmember when you use your card to purchase tickets directly from Hawaiian Airlines.
One-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
60,000 Membership Rewards(R) points after $6,000 in purchases in the first 6 months. See link for details.
$84 Dunkin’ Credit. Up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at US Dunkin’ locations. Enrollment is required.
$100 Resy Credit. Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Broken down into up to $50 in statement credits semi-annually. Enrollment is required.
$120 in Uber Cash annually (good towards Uber Eats or Uber rides in the US). Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
Up to $120 in annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment is required.
4X points at restaurants on up to $50,000 per calendar year.
4X points at US supermarkets on up to $25,000 per calendar year.
50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Southwest still gives everyone two free checked bags.
Timing for Companion Pass. If you can sign up for this one and perhaps also the small business version, and time the points to post in 2025, you can qualify for a Companion Pass for 2025 and 2026.
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. I mostly use my rewards points on family trips – domestic economy flights, mid-range hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
* 5/24 Rule? Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 24 months (2 years). This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.