Updated with new offer. Truist Bank formed from the merger of BB&T and Suntrust Banks, now roughly the 10th largest US bank with branches in 17 states and DC. Trust has a for new checking customers that have a mailing address within a state in their branch footprint: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. I usually don’t list bonuses that aren’t nationwide, but this is a sizable bonus with a large regional bank. If I lived in this area, I’d certainly rather open an account when they are giving out 400 bucks. Here are the steps:
- Open a new Truist One Checking account online from 2/28/24 through 6/26/24. Minimum opening deposit is $50. Must open online with promo code TRUIST400DC24.
- Receive at least one qualifying Direct Deposit* of $500 or more, AND
- Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify.
Note the following definitions for new customers:
Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate.
The Truist One Checking account has a $12 monthly maintenance fees that is waived each statement cycle by any one of the following:
- $500+ in total qualifying Direct Deposits
- Maintain a total combined ledger balance of $500 or more in Truist related accounts across personal deposits (excluding Truist HSA) and all investments as reflected on the business day before your statement cycle end date.
- Having a personal Truist credit card, mortgage or consumer loan, excluding LightStream®.
- Having a linked Small Business Checking Account.
- Students under the age of 25.
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