Wings Financial Credit Union has an improved $300 checking bonus along with other promos and products that may add up to make joining worthwhile. Please note that each has its own separate set of requirements. Here are their official membership requirements, but anyone can join Wings Financial via partner organization (Wings Financial Foundation). When I applied, they paid the $5 membership fee for that partner organization on my behalf. I did experience a hard credit check, which is (unfortunately) common amongst credit unions.

$300 Checking Bonus

  • Join Wings and open a new checking account by 5/31/2022.
  • Within 60 days, establish a recurring direct deposit(s) totaling at least $600 to your new checking account.
  • Enroll in eDocuments. You must do this manually after logging into your account online, and they will send you an e-mail confirmation afterward.
  • Make five debit transactions of $25 or more each on your Wings Visa Debit Card.

New checking account holders and new recipients only: 1) Cannot have been a Primary Owner of a Wings Financial Credit Union checking account in the last 12 months; 2) Cannot have previously received a new account bonus offer.

$50 Refer-a-Friend Checking bonus

  • Register your information at member’s referral link (that’s mine). I have already registered on my end. This form is completely independent of the $300 bonus above and does not require a promo code, and was stackable for me.
  • Become a Wings Financial member and open a Share Savings Account (minimum balance of $5.00 required)
  • Open a new checking account (High-yield or First Class)
  • Enroll in eDocuments. You must do this manually, and they will send you an e-mail confirmation afterward.
  • Complete one (1) direct deposit* of $300 or more into new checking account OR complete five (5) debit card transactions of $5+ each.
  • Both referring and referred parties will receive a $50 Visa Reward card mailed to them upon completion.

“Rewards” checking account. Most importantly, both checking options have no minimum balance requirement and no monthly fee. The High-Yield Checking is a “rewards” checking account that currently pays 3.04% APY on balances up to $25,000 if you (1) are enrolled in eDocuments, (2) have ACH direct deposit(s) totaling over $300 in the 34 calendar days preceding the last day of the month, and (3) have 15 net PIN or signature point-of-sale debit card transactions over $5 in the 34 calendar days preceding the last business day of the month. The net is calculated by counting the number of PIN and signature point-of-sale debit purchase transactions over $5 and subtracting any PIN or signature point-of-sale debit return transactions processed during that period.

Credit card with no-fee 0% balance transfers. On top of a total $350 bonus, their Wings Financial CU Platinum Card also offers the possibility of 0% introductory APR on purchases and balance transfers for 12 months, subject to credit approval. Plus, no balance transfer fees.

Also see: Best No Fee / Low Fee 0% APR Balance Transfer Offers (the Wings FCU card was already on the list)

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Wings Financial Credit Union: $300 Checking Bonus + $50 Refer-a-Friend + 0% APR Credit Card from My Money Blog.

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