Update 3/14: New extended sales from now until 11:59p ET on March 16th. Be sure you see the offer on your screen before tapping “Buy gift card”. For example, if you buy a $50 Sam’s Club gift card during an 10X offer you’ll get a total of 10,000 points – 2,000 instantly and 8,000 extra later (10,000 points = $5, example screenshot below). I check the Pepper app first thing every morning to see the limited-time Flash Sales and to redeem all my available points that arrived from past purchases. Also, check your AmEx Offers to see if you have a targeted $30 off $75 at Pepper.

• Sam’s Club 10X/10% back. Sam’s Club codes work at Walmart, and vice versa. They are interchangeable, even after using it at one place you can still use the rest at the other. I’m topped up again.
• Home Depot 10X/10% back.
• DoorDash 10X/10% back.
• Lowe’s 12X/12% back.
• Chipotle 10X/10% back.
• Giant Eagle/GetGo/Market District 10X/10% back.

I know these screenshots have older dates, but it shows what you’re looking for during a flash sale:

– Pepper points will now expire if 60 days pass without a purchase. If you made a purchase prior to 11/15/24, you’ll enjoy a grace period; this policy change will not take effect until February 1, 2025. Keep in mind you can buy a $1 gift card.

– Pepper has changed their referral offer to a fixed $20 bonus after spending $200 in your first 15 days. Stack with AmEx offers and a flash sale, if possible.)

Look to stack it with this $30 off $75 AmEx Offer. Search for “Pepper” in your AmEx app. You are less likely to find it again if you used it already.

Original post, updated:

Pepper continues to offer up “flash sales” that offer big discounts on gift cards from Sam’s Club, REI, Sam’s Club, and so on. Plus you still get whatever credit card rewards from the Pepper purchase. Examples are Sam’s Club (= Walmart) at 10% back, IKEA 18% back, Airbnb 14% back in the form of points. Stock up quickly when you see the sale in the app. Redeem instantly into your respective store accounts, if you wish. (Tip: The math will work out. Every 2,000 points is worth $1 in future gift cards. 10,000 points = $5, and so on. Must redeem in increments of $5.)

Here’s the current offer for new Pepper users:

• Download the Pepper Rewards app and be sure to enter a referral code 588494 on the first screen when joining. Thanks if you use it!
• Get $20 after spending $200 in your first 15 days. This bonus has changed from the previous offer, but still not bad astheir old double offer only applied on their standard 4X rates, while their daily flash rates are 10X to 15X.
• You’ll also earn rewards from using your credit card for purchase. Use a 2% or better cash back rewards card, or use it to satisfy a credit card bonus spending requirement that is even better than 2%.

Pepper is an iOS and Android app that sells discounted, new gift cards in exact amounts that are delivered instantly on your phone. This lets you to wait until the moment before purchase when you already have the final purchase price (in-person or online), and then go buy a discounted gift card via the app down to the penny. The main problem with gift cards is when you don’t use up the entire balance. This helps to avoid the waste.

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